Treasury Management

Manage your finances more efficiently.

Treasury Management Services

We understand the demands of operating your business extends beyond regular business hours. That’s why we offer Business Online Banking with Treasury Management Services — making managing your business’ finances possible 24 hours a day, 7 days a week.

Mobiliti Business

Our business mobile banking app provides the ease needed to manage your finances on the go. All you need is your M&F Bank business online banking username and password, and a mobile device that can download the app, access the web and has text messaging/SMS capability.

Wire Transfer

A safe, fast, and convenient method to transfer money anywhere in the USA to and from your account. Wire transfers can be initiated online or at a branch office, and usually can be sent and received in the same business day.

M&F Card Wallet

With M&F Card Wallet, business owners can monitor and limit the spending of their employee cards. You will have the ability to select merchant codes, set spending thresholds, choose location parameters and receive alerts to help ensure purchases are in line with your company policies. You can even turn your employee’s cards on and off to allow stricter control over spending.

Positive Pay

Positive Pay is offered as an automated fraud detection tool. It is designed to identify fraudulent checks and presenters. This service will match account number, check number, and dollar amount of each check presented for payment against a list of check previously authorized and issued by your company. Upon each completion of a check run, your company prepares a formatted checks issued data file (including check number, amount and date, as well as account information) and transmits this data to the bank.

ACH Origination

This external fund transfer service provides easy, convenient transfer options including:

• Direct Deposit of Payroll | Payroll is deposited directly into your employees’ checking or savings account at their banks. Direct deposit ensures that your employees receive timely deposit of their paychecks and lowers your company’s processing costs.

• Direct Payment | Reduces accounts payable paperwork and costs by allowing your to make automated recurring payments.

• Returns and Reversals | If entries are received or processed in error your company can originate a return or reversal.

Bill Pay

This option allows your to schedule onetime, variable or recurring electronic payments. You can set up, edit and view your payee list, and review your payment history. Reduces paperwork and costs.

Remote Deposit Capture

Save Time. Save Money.

This service allows our business customers the convenience of depositing checks that your receive at your location, without ever having to come to the bank. Checks can be scanned to create a digital deposit. The digital deposit is then transmitted (over and encrypted internet connection) to M&F Bank, where we accept and post the deposit to your account.

Business Online Banking lets you:

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Review detailed balance and transaction reports.

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Transfer funds between M&F Bank accounts.

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Download information into popular financial software such as Quicken®, QuickBooks®, and Microsoft® Money.

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Initiate and view stop payments.

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Receive customized email alerts, and more.

Immediate, real-time makes reconciling your accounts easier and saves your valuable time.

Contact a Branch

Smart Money Habits Course

Mobile and Online Banking

If you’re like many consumers, you appreciate the convenience of being able to manage your finances without making frequent trips to the bank. Learn how you can make money management part of your everyday routine, right from your phone or computer.

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Treasury Management