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Terms & Conditions

Acceptance of Terms
This Internet web site (the”Web Site”) is provided by Mechanics and Farmers Bank (M&F Bank). Use of the Web site is subject to the following terms and conditions, which may be updated by M&F Bank from time to time without notice. In addition to these terms and conditions, you will be bound by any additional terms, guidelines or rules throughout the Web Site, which are incorporated herein by reference. Any modifications or enhancements to the Web Site shall be governed by these terms and conditions. Your use of the Web Site constitutes acceptance of these terms and conditions.

Privacy
Registration and other information about you is subject to M&F Bank’s privacy policy. For more information, see the M&F Bank Internet Privacy Statement linked to this Web Site.

Maintenance of the Web Site
You agree and acknowledge that M&F Bank may modify, limit, suspend or discontinue the Web Site or any part of the Web Site at any time, without notice or liability to you. M&F Bank may also, from time to time, establish general rules and policies regarding use of the Web Site. M&F Bank will post such rules and policies on the Web Site, and your compliance with such rules and policies shall be a condition of your use or continued use of the Web Site. M&F Bank shall have no liability or responsibility with respect to any lost data or content transmitted by you.

The M&F Web Site provides links to other web sites for convenience and informational purposes only. Users should be aware that when they select a link on the M&F Web Site to an external web site, they are leaving M&F’s site. Linked sites are not under the control of M&F, and M&F is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. M&F is not responsible for any transmission received from a linked site. The inclusion of a link does not imply endorsement by M&F of the site, its content, advertisers or sponsors. External sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from M&F.

Notices and Disclaimers
M&F Bank is a Member FDIC and an Equal Housing Lender. M&F Bank is authorized to provide banking services in the State of North Carolina. The information contained in this server is not intended to constitute an offer or solicitation of banking services from customers in any state in which the offering, providing or solicitation of such services is prohibited by federal law or the laws of any state.

Copyright 2014 by M&F Bank
The Web Site and all content contained therein, including, without limitation, all text, graphics, and other works on the Web Site, the Web Site’s design and coding, the look and feel of the Web Site, and all data and reports generated by the Web Site are owned by M&F Bank and other copyright owners. These materials are protected under copyright, trademark and other laws. Unless otherwise specified, no one has permission to copy or republish, in any form, any information or other materials found on the Web Site.

Permitted Use
Any person is hereby authorized to view the information available from this web server for informational purposes only. No part of the information on this server can be redistributed, downloaded, transmitted, modified, copied, or reproduced without written consent of M&F Bank. You may not sell, publicly display, create derivative works of, reverse engineer, assign, sublicense, transfer or otherwise exploit the Web Site or any content therein. M&F Bank grants you a personal, non-transferable, nonexclusive license to use the Web Site and the content displayed therein, provided that you comply with these terms and conditions and any other rules regarding such use.

M&F Trademarks

Following are trademarks or registered trademarks of M&F Bank:
The trademarks listed above are and shall remain the property of M&F Bank. All other trademarks, service marks, logos and trade names (each a “Mark”) used in the Web Site are the property of M&F Bank or third parties and shall remain the property of M&F Bank and such third parties. Nothing contained in the Web Site shall be construed as granting, by implication or otherwise, any license or right to use any Mark displayed on the Web Site without the written permission of M&F Bank or such third party that may own the Mark displayed on the Web Site. Your misuse of any Mark displayed on the Web Site, or any other content on the Web Site, is strictly prohibited.
Disclaimer of Warranties

THE CONTENT AND SERVICES PROVIDED ON OR ACCESSED THROUGH THIS WEB SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. M&F BANK DOES NOT WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE WEB SITE IS ACCURATE, COMPLETE OR CURRENT OR WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS. M&F BANK DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE IN AN UNINTERRUPTED, SECURE OR ERROR-FREE MANNER OR THAT ANY RESULTS OBTAINED FROM USE OF THE WEB SITE WILL BE RELIABLE.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEB SITE. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH USE OF THE WEB SITE IS DONE AT YOUR OWN RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE DONE TO YOUR COMPUTER OR LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITY. M&F BANK AND THIRD PARTIES WHO CONTRIBUTE TO THE WEB SITE, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND OTHER REPRESENTATIVES ARE NOT RESPONSIBLE FOR ANY LOSS, DAMAGE OR COSTS THAT YOU MIGHT INCUR ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE WEB SITE.
NO INFORMATION DISPLAYED OR INCLUDED IN THE WEB SITE SHALL CREATE ANY WARRANTY, NOR IS IT INTENDED TO SUPPLY LEGAL, FINANCIAL, MANAGEMENT, ACCOUNTING, OR OTHER FORMS OF ADVICE. USE OF THE WEB SITE IS NOT A SUBSTITUTE FOR THE ADVICE OF A FINANCIAL ADVISOR OR OTHER PROFESSSIONAL ADVISOR.

References to corporations, their services and products, are provided “as is” without warranty of any kind, either expressed or implied. In no event shall M&F Bank be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this information.
Products and Services of Third Parties

Descriptions of, or references to, products, services or publications within M&F Bank’s web server do not imply endorsement of that product, service or publication. M&F Bank makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. M&F Bank specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose with respect to such products and information.
This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.

The M&F Web Site provides links to other web sites for convenience and informational purposes only. Users should be aware that when they select a link on the M&F Web site to an external web site, they are leaving the M&F site. Linked sites are not under the control of M&F, and M&F is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. M&F is not responsible for any transmission received from a linked site. The inclusion of a link does not imply endorsement by M&F of the site, its content, advertisers or sponsors. External sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from the M&F Bank.

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M&F Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by M&F Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

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