Personal Loans For All Needs

At M&F Bank we provide choices.


AS YOU START THINKING ABOUT THE NEXT BIG STEP for your family or your business, it’s good to know that there are a range of financial options that may be just what you need to get moving – everything from credit cards and lines of credit to commercial loans and mortgages. Even better, you can count on M&F Bank to clearly explain all of your alternatives, and help you choose the best ones for you.  Click below to see what loan type best suits your needs.

Secured Personal Loans
AUTOMOBILE LOANS
Finance the purchase of your next car or truck – or use the equity you have in a vehicle you’ve already paid off to secure a consolidation or other type of loan. (Minimum loan amount: $7,500)

TIME DEPOSIT SECURED LOANS
Use your time deposit account as collateral for a loan, and enjoy a more favorable rate on the loan while still earning interest on your deposits.

TIME DEPOSIT SECURED  LINE OF CREDIT
Take advantage of this flexible borrowing tool so you’ll always have a ready source of funds for big projects like home improvement and unexpected expenses that arise.

CONSOLIDATION LOANS
Simplify your life by combining multiple loans into one, giving you a single monthly payment and maybe even a lower interest rate.
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Home Equity Line of Credit
HOME EQUITY LINE OF CREDIT  

Open a line of credit secured by the equity in your home, and know you’ll be covered for upcoming or unplanned expenses large and small. (Minimum line of credit amount: $15,000.00)

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Unsecured Personal Loan
CREDIT CARDS 

Easily pay for (and keep track of) online and real-world purchases — groceries, gas, meals, utilities, household items — and the extras that pop up: vacations, gifts and more.

PERSONAL LOANS

Access what you need to handle unexpected expenses such as car repairs, major appliance purchases or other emergencies, and to stretch budgets to cover unexpected costs.

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