North Carolina Dental Society
Dental Program OfferingsNorth Carolina Dental Society
Dental Program OfferingsEquipment Financing
Terms
• 100% of cost of new equipment
• Low Fees
• Special rates and terms expire 03/31/20231
Business Real Estate Loans*
Terms
• 85% LTV/LTC
• Up to 7 years fixed rate
• Low variable rate
• Special rates and terms expire 03/31/20231
Money Market
This limited transaction account offers interest at money market rates and provides you the ability to withdraw funds when necessary.
Features
Account Fees
*Other fees may apply
Transaction Limits
CDs
Combine flexibility and security, with a guaranteed interest rate and a fixed term. Plus, you can choose to have the interest added back into the CD principal or have it deposited into an M&F Bank checking or savings account. The more you invest, the better the interest rate.
Features
Account Fees
IRAs
Save securely for retirement while deferring taxes until you access your money, which you can begin doing at age 59½.
Features
Account Fees
Other Business Services
SBA Lending
Leverage SBA financing for acquisition of dental offices and/or real estate.
Business Lines of Credit & Credit Cards
Competitive interest rates with no annual fee options available.
Deposit Accounts & Treasury Management Services
Online Banking, mobile deposit and fraud prevention for business accounts.
Merchant Card Processing
Flat processing fee option of 2.50% with more competitive interchange rate for higher monthly volumes.
Digital Banking
Remote Deposit Capture (When a practice/dentist takes advantage of one of the preceding loans in the dental finance program, the cost of the scanner is covered by the bank.)
Personal Banking Options
Prestige Level Checking Account
Prestige level checking account for participants in the NCDS Dental Program.
• No minimum balance requirement as a program participant
• 3 free cashiers check per statement cycle1
• $30 discount on safe deposit box rental2
• No Closing Cost HELOC*
Personal Credit Cards
Competitive interest rates.
• No annual fee options available
• Point and Cash Back Rewards options available.**
Wealth Management
Consult with M&F Bank’s Wealth Management team.
• Retirement Planning
• Financial Planning
