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Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account now from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.
Customer Testimonials
Customer Testimonials
Customer Testimonials
Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.

Relationships Rule
When asked to identify the quintessential ingredient that makes community banking special, we don’t hesitate to answer, “Relationships.”
M&F Bank focuses exclusively on delivering the products and services our customers want, while our local roots and accountability ensure our interests remain tied to our neighbors here in North Carolina.
At M&F Bank, we work with our customers to help them realize their financial dreams, whether opening a business, purchasing a home or planning for retirement. And we nurture our community by donating time and money to important causes and contributing tax dollars that help maintain local municipalities—all of which help keep local neighborhoods viable and vibrant.

Establish Good Credit to Secure Your Financial Future
M&F Bank and the Independent Community Bankers of America (ICBA) are encouraging customers to take stock of their finances and establish and maintain good credit habits to create a pathway to financial health and prosperity in the New Year.
“Good credit is essential to building a strong financial foundation, so it’s important to create and maintain responsible credit practices that showcase sound money management,” said Travis Rouse, Chief Sales & Lending Officer at M&F Bank. “Think of a budget as a monthly cash flow that helps manage your spending and savings behavior. M&F Bank is here to help you maintain the right balance to achieve your goals and avoid financial pitfalls.”
Establish Good Credit to Secure Your Financial Future
M&F Bank and the Independent Community Bankers of America (ICBA) are encouraging customers to take stock of their finances and establish and maintain good credit habits to create a pathway to financial health and prosperity in the New Year.
“Good credit is essential to building a strong financial foundation, so it’s important to create and maintain responsible credit practices that showcase sound money management,” said Travis Rouse, Chief Sales & Lending Officer at M&F Bank. “Think of a budget as a monthly cash flow that helps manage your spending and savings behavior. M&F Bank is here to help you maintain the right balance to achieve your goals and avoid financial pitfalls.”

Trending Articles
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
DURHAM, N.C.– M&F Bancorp, Inc. (“Company”) (OTC Pink: MFBP), the parent company of M&F Bank (“Bank”), announced unaudited financial results for the fourth quarter of 2021 and a quarterly cash common dividend of $0.03 per share.
James H. Sills III, President and CEO of the Company, commented, “2021 was the best year in the history of the Company! We are extremely pleased that we exceeded net income, total assets, loan and deposit targets for the year. Additionally, 2021 marked four straight years…
M&F Bancorp, Inc. to Receive $76 Million in Emergency Capital Investment Funds
U.S. Treasury program encourages Minority Depository Institutions (MDIs) to support small businesses and consumers in their communities.
DURHAM, N.C., Jan. 5, 2022 – M&F Bancorp, Inc. (“Company”) parent company of M&F Bank (“Bank”), the second-oldest African American-owned bank in the United States, announced today that it has been allocated $76 million from the U.S. Treasury as part of the Emergency Capital Investment Program (“ECIP”). This investment is expected to increase the capital of the Company to over $117 million. This investment is a testament to the strength of the franchise, health and soundness of the Company and its abilities to positively impact disadvantaged communities within its markets.
Emma Allen Joins M&F Bank’s Board of Directors
Insurance and Financial Services Expert to Support Continued Growth at M&F Bank
DURHAM, N.C., Dec. 20, 2021 – M&F Bank today announced the appointment of award-winning financial services professional, Emma Allen, to its Board of Directors. In this role, Allen will primarily support the organization’s mission and purpose by championing small business owners in the community, building awareness of M&F Bank and its offerings in local neighborhoods.
Trending Articles
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
DURHAM, N.C.– M&F Bancorp, Inc. (“Company”) (OTC Pink: MFBP), the parent company of M&F Bank (“Bank”), announced unaudited financial results for the fourth quarter of 2021 and a quarterly cash common dividend of $0.03 per share.
James H. Sills III, President and CEO of the Company, commented, “2021 was the best year in the history of the Company! We are extremely pleased that we exceeded net income, total assets, loan and deposit targets for the year. Additionally, 2021 marked four straight years…
M&F Bancorp, Inc. to Receive $76 Million in Emergency Capital Investment Funds
U.S. Treasury program encourages Minority Depository Institutions (MDIs) to support small businesses and consumers in their communities.
DURHAM, N.C., Jan. 5, 2022 – M&F Bancorp, Inc. (“Company”) parent company of M&F Bank (“Bank”), the second-oldest African American-owned bank in the United States, announced today that it has been allocated $76 million from the U.S. Treasury as part of the Emergency Capital Investment Program (“ECIP”). This investment is expected to increase the capital of the Company to over $117 million. This investment is a testament to the strength of the franchise, health and soundness of the Company and its abilities to positively impact disadvantaged communities within its markets.
Emma Allen Joins M&F Bank’s Board of Directors
Insurance and Financial Services Expert to Support Continued Growth at M&F Bank
DURHAM, N.C., Dec. 20, 2021 – M&F Bank today announced the appointment of award-winning financial services professional, Emma Allen, to its Board of Directors. In this role, Allen will primarily support the organization’s mission and purpose by championing small business owners in the community, building awareness of M&F Bank and its offerings in local neighborhoods.