COVID-19 Resource Center

COVID-19: Branch Operations Updates

We are closely monitoring official reports from the Center for Disease Control (CDC) and implementing prevention measures as outlined by the North Carolina Bankers Association (NCBA).As a result, in an effort to slow the spread of COVID-19 and practice social distancing, we will be limiting operations to our drive-thrus and ATMs. Locations without drive-thrus will be ATM access only. These changes are effective March 19, 2020.

We encourage you to use our self-service banking options including ATMs and online banking where you can check balances, transfer funds and more. We also encourage the use of mobile banking where, in addition to these functions, you can also deposit checks. Please note that our ATMs accept cash and check deposits. Business customers may also manage their account(s) on a mobile device by downloading the M&F Bank Mobiliti Business app.

If you are not enrolled in online or mobile banking and need assistance please email us at We thank your patience and understanding during this time.

Business Related Resources​

Golden LEAF to offer $15M in small-business loans for COVID-19 recovery

Rocky Mount-based nonprofit Golden LEAF Foundation is launching a $15 million NC COVID-19 Rapid Recovery Loan Program to assist businesses suffering from economic losses due to the spread of coronavirus. The program, which will be managed by the NC Rural Center, will give loans to eligible businesses for as much as $50,000 with zero interest and no payments for six months. The loan will automatically convert to a term loan if not repaid in six months. Other program partners include Business Expansion Funding Corp., Carolina Small Business Development Fund, Mountain BizWorks, Natural Capital Investment Fund, and Thread Capital.

Small-business owners interested in applying for a loan should visit or call 800-228-8443.

U.S. Small Business Administration Assistance Information 

Unemployment Insurance Updates

Consumer Related Resources​

Families First Coronavirus Response Act Information

Latest Updates and NC Executive Orders Regarding Coronavirus

Additional Resources

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