Personal Checking
Dash Checking was designed with you in mind.” button_text=”Open Account” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ module_id=”dash” content_padding=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”22px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $50 deposit
• No monthly maintenance fees*
• Earn up to 3.00% APY on balances up to $10,0004
• Receive up to $15 back per statement cycle in ATM refunds4
• M&F Card Wallet
Account Fees*
• No monthly maintenance fees
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Advantage Plus” sub_title=”This account combines convenience, great benefits, and the flexibility to manage your money.” button_text=”Open Account” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” custom_padding=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”22px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”20px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}” sticky_enabled=”0″]
Features
• Open with $50 deposit
• Cell Phone Protection1
• ID Protect2
• Travel& Leisure Discount Membership3
• Visa debit card featuring uChoose Rewards
• M&F Card Wallet
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Interest Checking” sub_title=”Interest Checking gives you full access to your money, plus you earn interest at competitive rates.” button_text=”Open Account” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”22px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $100 deposit
• Earn interest on your balance
• Free notary service
• Three no-fee cashier’s checks per statement cycle
• Visa debit card featuring uChoose Rewards
• M&F Card Wallet
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Prestige Checking” sub_title=”The Prestige account offers the benefit of great checking features and value-added services.” button_text=”Open Account” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”22px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $100 deposit
• Earn interest on your balance
• Preferred rates on consumer loans with loan payment auto-drafted from an M&F Bank account
• $30 annual discount on safe deposit rental of largest box5
• Three no-fee cashier’s checks per statement cycle
• Free notary service
• Visa debit Card featuring uChoose Rewards
• M&F Card Wallet
[/dica_divi_carouselitem][/dica_divi_carousel][dica_divi_carousel show_items_desktop=”3″ show_items_tablet=”2″ loop=”on” arrow_nav=”on” dot_nav=”on” advanced_effect=”1″ arrow_nav_color=”#fe5d1c” arrow_bg_color=”#FFFFFF” dots_color=”#00587c” dots_active_color=”#fe5d1c” arrow_position=”middle-outside” use_prev_icon=”on” prev_icon=”<||divi||400″ use_next_icon=”on” next_icon=”=||divi||400″ arrow_font_size=”35px” carousel_container_margin=”||||false|false” content_container_margin=”||||false|false” content_container_padding=”|20px||20px|false|false” social_container_padding=”||||false|false” disabled_on=”on|on|on” _builder_version=”4.17.4″ _module_preset=”default” body_line_height=”1.3em” nav_icon_line_height=”1em” background_color=”RGBA(255,255,255,0)” custom_margin=”||||false|false” custom_padding=”||||false|false” border_color_all_item=”RGBA(255,255,255,0)” disabled=”on” global_colors_info=”{}”][dica_divi_carouselitem title=”Statement Savings” sub_title=”The more you save now, the more options you will have when it comes to making large purchases or planning for life ahead.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” custom_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”20px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $100 deposit
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Golden Years” sub_title=”Let your life experience work in your favor, with this low-cost savings account intended for those 55 and older.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”20px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $25 deposit
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Holiday Savings” sub_title=”Get yourself in the holiday spirit all year long. Save the same amount every time, or vary amounts throughout the year.” button_text=”Open Now” button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”20px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $25 deposit
• No monthy maintenance fees*
• No minimum balance requirements
• Automatic disbursements6
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Youth Savings” sub_title=”It’s never too early to get in the habit of saving. So we created this low-cost account specifically for those 21 and younger.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”20px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $25 deposit
• No monthy maintenance fees*
• $100 minimum daily balance to earn interest
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Money Market” sub_title=”Earn interest at money market rates and provides you the ability to withdraw funds when necessary.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”18px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”20px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $1000 deposit
Account Fees*
• $12/$14 monthly maintenance fee can be waived by maintaining a $5,000 minmum daily balance
• $2,500 minimum daily balance to earn interest
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Certificate of Deposit (CD)” sub_title=”Combine flexibility and security, with a guaranteed interest rate and a fixed term. ” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”10px||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.8em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”19px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”20px” subtitle_font_size_phone=”20px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $1000 deposit
• Fixed rate of return for the entire term7
• Terms from 3 months to 5 years
• Investment principal is protected
• Automatic renewal available
[/dica_divi_carouselitem][/dica_divi_carousel]
Send money to those you know and trust with Zelle® — available in our mobile app and online banking.
1. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
2. IDProtect® service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members.
The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). A family includes Spouse, persons qualifying as a domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
3. Enrollment required
4. 3.00% Annual Percentage Yield (“APY”) on balances up to $10,000. An interest rate of 0.55% will be paid only for that portion of your daily balance that is greater than $10,000. The annual percentage yield for this tier will range from 0.55% to 0.56% depending upon the balance in the account. .05 percent APY if qualifiers are not met. In order to earn the higher rate of interest on the Dash Checking Account and receive up to $15 back per statement cycle in ATM fee refunds a you must meet the following criteria (a lower interest rate is earned when qualifiers are not met): Open your account with a minimum deposit of $50, conduct a minimum of 15 debit card transactions that total at least $350 per statement cycle (transactions must post and clear during the statement cycle), login at least once to online/mobile banking per statement cycle, receive an e-statement, complete at least $500 in Direct Deposits per statement cycle.
5. Subject to availability. Annual rent must be on auto-draft.
6. An M&F Bank checking account or alternate M&F Bank savings account is required to open a Holiday Savings account. Holiday savings disbursements will automatically be deposited into your M&F account annually on or about October 17th.
7. Substantial penalty for early withdrawal.
Personal Checking
Features
• Open with $50 deposit
• No monthly maintenance fees*
• Earn up to 3.00% APY on balances up to $10,0004
• Receive up to $15 back per statement cycle in ATM refunds4
• M&F Card Wallet
Account Fees*
• No monthly maintenance fees
*Other fees may apply
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Advantage Plus” sub_title=”This account combines convenience, great benefits, and the flexibility to manage your money.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” custom_padding=”||||false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”16px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”14px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”20px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”16px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]
Features
• Open with $50 deposit
• Cell Phone Protection1
• ID Protect2
• Travel& Leisure Discount Membership3
• Visa debit card featuring uChoose Rewards
• M&F Card Wallet
Account Fees*
• $7 with electronic statement/$9 with paper statement
• Maintenance fee can be waived by maintaining a $750 minimum daily balance
*Other fees may apply
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Interest Checking” sub_title=”Interest Checking gives you full access to your money, plus you earn interest at competitive rates.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”30px|15px||15px|false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”16px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”20px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $100 deposit
• Earn interest on your balance
• Free notary service
• Three no-fee cashier’s checks per statement cycle
• Visa debit card featuring uChoose Rewards
• M&F Card Wallet
Account Fees*
• $10 with electronic statement / $12 with paper statement
• Maintenance fee can be waived by maintaining a $2,000 minimum daily balance
• $1,000 minimum balance to earn interest
*Other fees may apply
[/dica_divi_carouselitem][dica_divi_carouselitem title=”Prestige Checking” sub_title=”The Prestige account offers the benefit of great checking features and value-added services.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”30px|15px||15px|false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”16px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”20px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]
Features
• Open with $100 deposit
• Earn interest on your balance
• Preferred rates on consumer loans with loan payment auto-drafted from an M&F Bank account
• $30 annual discount on safe deposit rental of largest box5
• Three no-fee cashier’s checks per statement cycle
• Free notary service
• Visa debit Card featuring uChoose Rewards
• M&F Card Wallet
Account Fees*
• $13 with electronic statement / $15 with paper statement
• Maintenance fee can be waived by maintaining a $2,500 minimum daily balance
• $1,000 minimum daily balance to earn interest
*Other fees may apply
[/dica_divi_carouselitem][/dica_divi_carousel]
Send money to those you know and trust with Zelle® — available in our mobile app and online banking.
1. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
2. IDProtect® service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members.
The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). A family includes Spouse, persons qualifying as a domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
3. Enrollment required
4. 3.00% Annual Percentage Yield (“APY”) on balances up to $10,000. An interest rate of 0.55% will be paid only for that portion of your daily balance that is greater than $10,000. The annual percentage yield for this tier will range from 0.55% to 0.56% depending upon the balance in the account. 0.05% APY if qualifiers are not met. In order to earn the higher rate of interest on the Dash Checking Account and receive up to $15 back perstatement cycle in ATM fee refunds a you must meet the following criteria (a lower interest rate is earned when qualifiers are not met): Open your account with a minimum deposit of $50, conduct a minimum of 15 debit card transactions that total at least $350 per statement cycle (transactions must post and clear during the statement cycle), login at least once to online/mobile banking per statement cycle, receive an e-statement, complete at least $500 in Direct Deposits per statement cycle.
5. Subject to availability. Annual rent must be on auto-draft.
