When you’re thinking about the next big step for your business
it’s good to know that there are a range of financial options that may be just what you need to get moving. Everything from credit cards and lines of credit to commercial loans and mortgages. Even better, you can count on M&F Bank to clearly explain all of your alternatives, and help you choose the best ones for you.
SBA LOANS
Ever since we opened our doors, M&F Bank has been committed to helping small businesses reach their dreams and aspirations. As a Small Business Association lender, we provide many loan options to help you meet your goals. M&F Bank’s SBA loans feature low down payments, affordable financing, longer repayment terms and fewer collateral requirements.
Plus, with our dedicated and experience local support team and our SBA loans backed by the federal government, you’ll have peace of mind knowing that your business is in just the right hands.
COMMERCIAL MORTGAGES
M&F Bank is a commercial lender and provides competitive pricing on a wide variety of commercial mortgage products for owner occupied and investment properties. Our team of experienced bankers offer industry knowledge and market area expertise, and can help structure a loan that meets your needs.
EQUIPMENT LOANS
From heavy duty to general purpose, the equipment that you work with can be what helps keep your business competitive. Whether you are purchasing, replacing, repairing, or upgrading– M&F has options to fit your needs.
LINES OF CREDIT
Your business needs to keep running even when the unpredictable happens. A line of credit gives you the flexibility and convenience of being able to access cash quickly for any business purpose. Repay and reuse your line of credit as needed. Whether you need to cover inventory or payroll, the power is at your fingertips.
BUSINESS CREDIT CARDS
With our MasterCard credit card, you get hometown convenience, worldwide acceptance, great benefits, and much more. Choose the card best suited for your needs and apply today
Ready to get started? Here’s what you will need:
- Balance Sheet (Last 3 years; interim to last 90 days)
- Income Statement (Last 3 years; interim to last 90 days)
- Federal Tax Returns (Last 3 years)
- Personal Financial Statement (Principals with at least 20% ownership interest and all Guarantors)
- Personal Tax Returns (Last Three (3) years on all Principals with at least 20% ownership interest and all Guarantors)
Talk to a Relationship Manager
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