Blog posts - M&F Bank

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Banking made more simple, convenient, and seamless― with just a touch.

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No Closing Costs. No Hassle. No Fooling.

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The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.

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Make managing you business’ finances possible 24 hours a day, 7 days a week.

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Let our experienced commercial lenders guide you to the loan program that’s right just for you.

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Protecting Seniors from Financial Abuse

Be organized, proactive, and aware to protect yourself, family and friends from financial abuse

It’s easier than ever to handle our finances without setting foot inside a bank with so many advances in technology, but these changes have also made fraud and financial abuse a prevalent problem for older adults. Most elder financial abuse involves scams, forgery, identity theft, or undue pressure to give someone access to property or funds by simply providing information over the phone.

What Is a Bad Credit Score?

Based on the FICO® Score* range of 300 to 850, a credit score below 669 is considered to be either fair or bad.

Lenders often refer to this group as “subprime,” which indicates borrowers who may have a hard time repaying a loan.
A bad credit score can be compared to a bad grade in school, a failing grade on a driving test, or getting bad results for any other type of assessment that uses a numerical ranking to judge performance. Getting the news that your credit scores might be less than stellar can be disheartening, but the good news is you are not stuck with your bad credit scores. Make improvements to a few key credit management habits, and over time, your score will improve.